Smart Rate

Welcome to the Smart Rate Team! No matter where you are in your Loan Officer journey, we’re here to support your growth and success. At Smart Rate Team, our mission is to guide you toward becoming a confident, knowledgeable, and successful Loan Officer. Led by our Team Lead and Mentor, Deepak Nathani, who brings extensive experience across all types of mortgage products and Real Estate, our team is built on collaboration, mentorship, and shared success. Deepak understands every step of the mortgage process—from loan setup to closing—and is dedicated to helping each member excel. The goal of our team is simple — to beat the competition. Deepak knows what it takes to win in this competitive market. He will teach the team how to outpace competitors, structure complex deals, and ensure you never lose a deal. You’ll also learn how to work effectively with borrowers and lock loans quickly to secure every opportunity. We offer: * **Personalized one-on-one coaching** to help you achieve your goals * **Marketing tips and proven strategies** to grow your pipeline * **Ongoing training and education** to set you up for long-term success * **Referral sharing** within the group, especially across different licensed states Join the Smart Rate Team and be part of a driven community that learns, grows, and wins—together!